Introduction and Our Commitment

At Progressivecloudnode, we understand that your financial planning journey involves sharing sensitive personal information with us. This isn't something we take lightly. Your trust forms the foundation of our relationship, and we're committed to protecting your privacy with the same care we'd want for our own financial data.

This privacy policy explains how we collect, use, and protect your personal information when you use our financial goal setting and achievement planning services. We've written this in plain language because we believe you shouldn't need a law degree to understand how your data is handled.

Information We Collect

When you work with us to plan your financial future, we need certain information to provide meaningful guidance. Here's what we collect and why:

How We Use Your Information

Every piece of information you share serves a specific purpose in helping you achieve your financial goals. We don't collect data just to have it – everything has a reason:

• Creating personalized financial strategies based on your unique situation and goals
• Monitoring your progress and adjusting recommendations as your circumstances change
• Providing ongoing support and answering questions about your financial plan
• Sending relevant educational content and market insights that may impact your goals
• Maintaining accurate records for regulatory compliance in Taiwan's financial services sector
• Improving our services based on how clients use our planning tools and resources

How We Protect Your Information

Financial data requires serious security measures. We've implemented multiple layers of protection to keep your information safe:

Data Sharing and Third Parties

We don't sell your personal information to anyone. Period. However, there are limited situations where we may share data:

• With your explicit consent for specific services you've requested
• To comply with legal obligations under Taiwan financial regulations
• With trusted service providers who help us deliver our services (all bound by strict confidentiality agreements)
• In the unlikely event of a business transfer, with advance notice to all clients

Any third party that handles your data must meet our security standards and is contractually obligated to protect your privacy. We regularly review these relationships to ensure they maintain appropriate safeguards.

Data Retention and Deletion

We keep your information only as long as necessary to provide services or meet legal requirements:

International Data Transfers

Your data is primarily stored and processed in Taiwan. If we need to transfer information internationally for technical or business reasons, we ensure adequate protection through:

• Transfers only to countries with adequate data protection laws
• Contractual safeguards that require recipients to maintain Taiwan-level privacy standards
• Regular monitoring of international data processing activities
• Your right to object to international transfers that affect your personal data

Cookies and Website Technology

Our website uses cookies and similar technologies to improve your experience and provide personalized financial planning tools:

• Essential cookies that make our platform function properly
• Analytics cookies that help us understand how to improve our services
• Preference cookies that remember your settings and customization choices
• Security cookies that protect your account and detect unauthorized access

You can control cookie preferences through your browser settings, though disabling certain cookies may limit some platform features.

Changes to This Policy

We review and update this privacy policy regularly to reflect changes in our services, technology, and applicable laws. When we make significant changes, we'll:

• Email all active users at least 30 days before changes take effect
• Post the updated policy on our website with clear highlighting of changes
• Provide a summary of key changes in plain language
• Give you the opportunity to review and accept changes before continuing to use our services